The cellphone industry has started to change because of a recent policy switch from T-Mobile. And as it does, a shopper will increasingly have to consider the total price of the wireless service plan as well as the price of the phone itself.

This is especially true if the smartphone under consideration can be perpetually updated with new apps. You might not really need to spend hundreds more on a new phone after a two-year contract expires and then chain yourself to a network for another two years beyond.

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